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The Firm



Carlene works diligently to recover debt for small businesses from customers who do not pay, helping business owners, professionals, landlords, and out of state judgment creditors get paid the money they deserve. 

With her 30 years of experience in assisting clients with their debt collection, she knows the intricacies of effective collection, such as:

  • wage garnishment
  • the Fair Debt Collection Practices Act
  • post-judgment debt collection actions


Carlene will not stop helping clients until they get the payments that they deserve. Consultations are free and are typically held over the phone; however, if needed, a location with full physical access is available.


Practice Areas

Creditor's Rights, including, but not limited to

  • Small business collections
  • Medical and dental collections
  • Domestication and enforcement of foreign judgments
  • Consumer and commercial collections
  • Bankruptcy
  • Wills and Trusts
  • Landlord and Tenant matters
  • Construction Litigation 
  • Power of Attorney
  • Adoptions


Carlene M. Elswick, Esq.

Carlene is the owner and attorney at Elswick Law. She has been practicing 

for over 30 years, graduating from Virginia Polytechnic Institute and State University in 1986 and the T.C. Williams School of Law at the University of Richmond in 1989. She was admitted to the Virginia State Bar in 1989 and is admitted to practice in the United States Bankruptcy Courts of both the 

Eastern and Western Districts of Virginia. She also serves as director for the southwestern Virginia region of the Virginia Creditors Bar Association

since 2017.

More about Carlene can be found on her LinkedIn page.

This website is provided for general information only. Information presented should not be construed to be formal legal advice and does not create a lawyer/client relationship.